Buying a property may well be one of your biggest ever financial decisions. It is a long-term commitment, so think carefully and realistically about what you can afford. Take into account your assets, savings, investments, income and your existing financial obligations and outgoings each month, even before a mortgage. It may restrict your buying options, but it would be a mistake to commit to a mortgage only to find that you can no longer afford the essentials of life… and maybe just a few luxuries as well.
Surveyors, solicitors, mortgage brokers and financial advisers. Get ahead of the competition and have your professionals in place. It could mean the difference between your offer being accepted over another buyer. It not always the highest offer that succeeds; for many vendors, time is of the essence, especially if a property chain is involved.
We are not affiliated with or tied to any surveyors, solicitors, mortgage brokers or financial advisers. However, we are happy to recommend companies from whom we have received exceptional service.
Finding your ideal home
The internet makes it possible to consider a large selection of properties. But getting out there and viewing properties yourself is the only way to hone your instinct so you will know the right property for you when you see it. And remember – some of the best properties don’t always make it to the internet.
Make a list of ‘must-haves’ and ‘would-be-nice’, but most importantly keep an open mind… the property you least expect to like is often the perfect home!
At Goss & Co. Residential Sales we truly believe our role is to guide you rather than push you through the buying process. Unfortunately, not all estate agents share this principle.
Over 20 years of local experience has enabled us to develop and build strong relationships in the market. This allows us access to a wider selection of properties, often with details ahead of the competition and therefore giving you the advantage over other buyers.
Making an Offer
Make sure we fully understand your position: cash purchaser or finance in place? Property to sell, under offer or sold? Surveyors and solicitors instructed? Ideal timescales? It all helps to support your offer to the vendor. A highly-prepared and proactive purchaser is always going to be well received by sellers.
Now the clock is ticking… your sellers will want to see action. Ensure your solicitors are briefed, prepared and ready to act on your behalf. Appoint surveyors and, unless you are a cash buyer, chase mortgage brokers for your mortgage offer. At Goss & Co. Residential Sales we understand the need for swift efficiency and to keep all parties informed at each stage of conveyancing. You can rely on our knowledge and experience to steer you through this process.