Choosing Your Mortgage – A Short Guide for First Time Buyers

By Datography Ltd published on 31/01/2018  

At first glance you might be overwhelmed by the number of mortgage deals available. However, basically there are only two types of mortgage you need to consider, and they are fixed rate or variable mortgages.A fixed rate mortgage is usually set for a certain period. Many first-time buyers will be offered fixed rates between a period of 1 and 5 years, although longer periods are available from some Tags: Mortgage, Choices, First-Time Buyers

Making an Offer on a Property – 3 Tips for First Time Buyers

By Datography Ltd published on 17/01/2018  

So, you’ve finally found the house that you love, but in fact it’s slightly over budget. Is it worth making an offer it? The short answer is yes. Many sellers build in an amount they are willing to drop from the sale price, so it’s worth a try. To stand a better chance of having your offer accepted bear in mind these three tips.Get Things in PlaceTry and everything in place befor Tags: First-Time Buyers, Top Tips, Budget, Research

The Land Registry and Why Conveyancers Use It

By Datography Ltd published on 03/01/2018  

HM Land Registry was founded in 1862. They work from 14 different locations throughout England and Wales. They deal with the ownership of land and property and they hold the details of over 25 million registered titles in England and Wales.Their responsibilities include providing a plan of land or property to indicate boundaries together with a government backed guarantee of land title.Anyone who Tags: Land Registry, Conveyancers, New Owner, Mortgage