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Stamp Duty and the Benefits for First Time Buyers

By Webdadi Ltd published on 15/03/2018  

Anyone who is buying a property that costs more than £125,000 will have to pay Stamp Duty Land Tax (SDLT) in England, Northern Ireland and Wales.It doesn’t matter whether your property is leasehold or freehold. The duty still applies although residential leasehold properties are charged differently to freeholds.However, if you have never owned a property here in the UK or abroad, then Tags: Stamp Duty, First Time Buyers
First-time buyers are finding it more and more difficult to save up a decent deposit and get a mortgage. This is because with the rise of house prices you need a much larger deposit than your parents did when they first bought their home.If you are saving to buy your first home then you will need to save at least 5% of the price. You will get a much better mortgage deal if you can put down 10% or Tags: Help To Buy, First Time Buyers, Mortgage, Loan, Money, Stamp Duty, Costs